An app for your personal finances

At last, you know where your money goes.

Everything you own, clearly laid out, and everything to do with your money in one place. Instead of two apps, a notebook, notes and your head: one tool where it all sits together and connected. Alone or with a partner.

Cheeky the Saver free for 14 days. Then €1.99 a month, or Cheeky Basic for free. Cancel in one click.

Your numbers stay with youWe never ask for bank passwordsIn Slovak, Czech and English
Sound familiar?

Money comes in, money goes out.
Where to exactly, nobody knows.

“Where did the money go again?”The end of the month surprises you every month.
“It’s in my head, in Excel and in three apps.”The overview is scattered and nobody keeps it current.
“One day I’ll get it together.”A flat, a reserve, retirement. The plan stays in your head.
Captain Kapi’s crew

Three tools, one overview

Every crew member has one job. Use one of them, or the whole ship.

Cheeky the Saverincome and spending

Every cent written down, every month under control.

Every month you know exactly how much came in, how much went out and how much is left.

  • Enter spending by category; the totals add up by themselves.
  • Fixed payments (rent, internet) carry over into the new month by themselves.
  • Manage money alone, together with a partner, or each on your own.
  • Two currencies at once, for example euros and dollars.
€1.99 a month on its own · first 14 days free
Cheeky the Saver – entering spending by category
Month result, where the money went and the expense entries. Made-up numbers of a fictional household.

Diplodollar the Strategiststrategy and goals

Sees far ahead. Step by step, year by year.

Turn “one day we’d like” into “within a year we’ll have”. The year laid out in monthly steps you tick off.

  • Plan deposits and repayments month by month and tick them off when they really happen.
  • Charts show how you are doing against your own plan.
  • Cards, or the whole year in one table — whichever suits you.
  • A list of the year’s achievements, so you can see how far you have come.
€1.99 a month on its own · all three together just €3.99
Diplodollar – the whole year in one table with charts
Yearly overview: goals, the whole year in one grid and plan vs. reality.

Beaver the Builderassets and investments

Build a dam that no storm can wash away.

Everything you own and everything you owe in one place. At last you know what you really have, not just what’s in the account.

  • Cash, a flat, ETFs, stocks, crypto, precious metals… 22 categories to choose from.
  • Prices of stocks, ETFs, crypto and metals update by themselves.
  • Mortgages and loans are subtracted; a home counts only for the part you have paid off.
  • Clear pie charts and your wealth in other currencies too.
€1.99 a month on its own · all three together just €3.99
Beaver – net worth and pie charts
Net worth and charts. Sample numbers.
How to start

Set up in one evening

1

Sign up

An e-mail address and 14 days of Cheeky the Saver for free. The app opens with an example so you see right away how it looks.

2

Enter your month

Income, spending, what you plan and what you own. A guide with pictures walks you through step by step.

3

Everything together

Spending, plan and wealth are connected. What you change in one place shows in the others.

Privacy

Your money is your business

You enter the numbers yourself and they stay on your device. We don’t look into your bank and no server holds your salary. Download a backup in one click, encrypted with a password. You can lock the app with a password.

  • We have no access to your numbers and don’t want any.
  • We don’t sell mortgages, insurance or investments.
  • We never tell anyone what to buy. We give you a tool; you decide.
Pricing

Cheeky the Saver free for 14 days. Pick the rest yourself.

You get the full Cheeky the Saver for the first 14 days. You enter a card at the start and we e-mail you 3 days before the first payment. Cancel in one click. Add the Strategist, the Builder or All Aboard whenever you like. One subscription covers the whole household.

Best value

All Aboard

€3.99 / month€39 / year (€3.25 a month)

Cheeky + Strategist + Builder with live prices. For a cent more than two modules you get all three.

Choose All Aboard

Saver

€1.99 / month€19 / year

On top of the free version: whole history, two currencies, “each their own”, fixed payments and estimates, all views, PDF.

Try free for 14 days

Strategist

€1.99 / month€19 / year

Strategist: yearly plan, goals, loans. Plus Cheeky Basic.

Choose

Builder

€1.99 / month€19 / year

Builder: everything you own with live prices. Plus Cheeky Basic.

Choose
Don’t want to pay? After the trial you keep Cheeky Basic for free: this and the last 2 months, one currency, joint or just your own money, a simple view, no PDF, fixed payments or estimates. The Strategist and the Builder are in the paid plans only. The numbers you entered there stay with you and come back when you subscribe again.

Prices are final; the seller is not a VAT payer. In Czechia the prices are in koruna: All Aboard 99 CZK a month / 990 CZK a year, modules 49 CZK / 490 CZK.

Frequently asked questions

Before you board

Is this financial advice?

No. We give you a tool for an overview of your own money. We don’t recommend any investments, loans or insurance. You make every decision yourself.

Where are my numbers stored?

On your device, in the browser. They are not on our server and we don’t look into your bank. Download a backup in the settings, encrypt it with a password and load it on another computer.

Can two people use it?

Yes. One subscription covers the whole household. Manage money alone, together with a partner, or each on your own.

Do I need to know about investing?

No. Cheeky the Saver is about everyday spending. The Strategist and the Builder are for people who want to plan and see everything they own. Everything has a guide with pictures.

What happens after 14 days?

We e-mail you 3 days before the end. If you do nothing, Cheeky the Saver continues at €1.99 a month. If you cancel, you keep Cheeky Basic for free (this and the last 2 months, one currency, joint or just your own money) and your numbers stay.

Does it work on a phone?

Yes, the app runs in the browser on a computer, tablet or phone. A computer is the most comfortable for entering numbers.

Welcome aboard

Cheeky the Saver free for 14 days. You’ll see where your money goes this very week.

Try Cheeky the Saver free for 14 days →